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Pillow Cover Calculator for Any Insert Size

This pillow cover calculator gives you cut sizes for any insert. For a plump 18 x 18 in envelope cover with 1/2 in seams, cut one front of 18 x 18 in and two backs of 18 x 12 1/2 in. That takes 7/8 yard of 42 in fabric. Plump covers finish 1 in smaller than the insert, so it fills them out.

Cover style
Fit
Units

Cut the front

18 x 18 in

Finishes 17 x 17 in for a 18 x 18 in insert.

Cut 2 back pieces
18 x 12 1/2 in5 in overlap, hems included
Fabric to buy
7/8 ydfor 1 cover
Seam allowance
1/2 in
Cover piecesThe front is 18 x 18 in. Two back pieces, each 18 x 12 1/2 in, overlap by 5 in across the middle.FrontTwo back pieces

Directional prints and fussy-cut designs need more fabric than this. Prewash washable covers before you cut.

Pillow insert and cover size chart

Cut sizes for a plump envelope cover with 1/2 in seams and a 5 in overlap, and how much 42 in fabric one cover takes. All sizes are in inches.

Pillow cover cut sizes for common pillow inserts
InsertCut frontCut 2 backsFabricTry it
12 x 1212 x 1212 x 9 1/23/8 yd
14 x 1414 x 1414 x 10 1/21/2 yd
16 x 1616 x 1616 x 11 1/27/8 yd
18 x 1818 x 1818 x 12 1/27/8 yd
20 x 2020 x 2020 x 13 1/21 yd
22 x 2222 x 2222 x 14 1/21 1/2 yd
24 x 2424 x 2424 x 15 1/21 5/8 yd
26 x 2626 x 2626 x 16 1/21 3/4 yd
12 x 2012 x 2012 x 13 1/25/8 yd
14 x 2414 x 2414 x 15 1/23/4 yd

A new pillow cover is one of the quickest ways to refresh a room, and it is a good project for a beginner. An envelope cover needs just three pieces of fabric and a few straight seams, with no zipper or buttons. The only tricky part is the arithmetic for the overlap, and getting that wrong can mean a gap that shows your insert.

Enter your insert size and choose a style. The calculator gives you the size of each piece and how much fabric to buy, and you can change the overlap and the number of covers. The chart below covers the most common insert sizes, from small accent pillows to large floor cushions.

This tool at a glance

What it does
Works out what to cut for a pillow cover, and how much fabric you need.
Inputs
Insert size, cover style, fit, envelope overlap, number of covers and fabric width.
Method
Plump covers finish 1 in smaller than the insert. Envelope backs are half the finished height, plus half the overlap, a seam and a hem.
Outputs
Cut sizes for the front and back, fabric to buy and a drawing of the pieces.

Should a pillow cover be smaller than the insert?

Yes, in most cases. A cover that finishes about 1 in smaller than its insert will look full and plump, with neat corners. A cover the same size as its insert can look a bit flat and baggy, particularly after the insert has settled over time. This tool defaults to the plump fit, so an 18 in insert gets a cover that finishes at 17 in, cut at 18 in with 1/2 in seams.

That rule works for typical polyester and feather inserts, which compress easily. A firm foam insert will not squash in the same way, so choose the exact fit for those. For a large floor cushion, you may want the cover to be even snugger. If you are not sure, measure across the insert before you buy fabric, as labels are often rounded, and one 18 in insert can be slightly larger than another.

How an envelope pillow cover works

An envelope cover has a single front and two back pieces that overlap across the middle, like the flap on an envelope. Each back piece is as wide as the front. Its height is half the finished height, plus half of the overlap, plus a seam allowance on the outer edge, plus a hem on the inner edge. The overlap is what keeps the insert out of sight, so do not skimp on it.

For a 17 in finished cover with a 5 in overlap, each back piece is 8 1/2 + 2 1/2 + 1/2 + 1, which gives 12 1/2 in. A cover that is hemmed with a double fold of 1/2 in uses 1 in of height. Many patterns use a larger overlap, up to about 10 in, for a more secure hold. If you plan to use the pillow a lot, or if the fabric is slippery, make the overlap bigger, and the tool will change the back size to match.

How to sew an envelope cover

Hem one long edge on each back piece by folding it over 1/2 in twice, then stitching close to the fold. Lay the front right side up, then place one back on top with its right side down, lining up the raw edges and keeping the hem toward the center. Add the second back on the other side, so the two hems overlap in the middle. Pin all around.

Sew around all four sides with a 1/2 in seam, going back and forth over the overlap for extra strength. Clip the corners at an angle, being careful not to cut the stitching. Then turn the cover right side out through the opening, and push out the corners gently with a blunt tool. Give it a good press before you put in the insert. If you want to finish the seams, use a zigzag or pinking shears, as this will help the cover survive washing.

Using a zipper instead of an envelope

A zipper gives a smart, tailored look, with no opening on show, and this is a good choice for cushions that get a lot of use. Choose the closed option in the tool, and you will get a single back of the same size as your front. Allow an extra 1 in or so in the height if you are putting the zipper in a seam across the back, since you lose some to the seam allowance.

An invisible zipper in the bottom seam gives the cleanest result. Choose a zipper about 2 in shorter than the width of the cover. A regular zipper can work too, with a small flap sewn over it. A cover sewn fully closed, with no opening at all, is an option for a decorative pillow that you do not expect to wash. Hand stitch the gap after you put in the insert.

Choosing fabric and making a set

Medium-weight fabrics hold their shape best on a pillow. Cotton, linen, canvas and home decor fabrics all work well. A quilting cotton can make a good cover too, and a layer of fusible interfacing or batting behind it will add body. A large or quilted patchwork block makes a lovely pillow front, and you can make one from a leftover block. A fat quarter gives you an 18 in front if your insert is on the small side.

Sets of pillows look best with a mix of scale and pattern. A common combination is a larger print, a smaller print and a solid, in related colors. For an odd number of pillows, use sizes that step down, such as 22 in, 20 in and 18 in. To plan a set, add the covers one at a time in the calculator, and add the yardage together. Watch out for directional prints, which may not make the most efficient use of your fabric, and allow extra to match large motifs.

Common pillow cover mistakes to avoid

The most common mistake is measuring the insert by its label instead of with a tape. Inserts are often sold by a nominal size, and they can be a little larger or smaller than stated, so measure across the center before you cut. The second is using too small an overlap, which makes the back gape open and shows the insert. If your envelope looks loose, make the overlap larger on your next cover. Remember that a plump insert pushes the opening apart, so a fuller pillow needs a bigger overlap.

Fabric direction is a further trap. On an envelope back, the two pieces lie one above the other, so a directional print must be cut the right way up on each of them. It is easy to cut one upside down. Another mistake is skipping the reinforcing stitches at the ends of the overlap, since this is the spot that takes the most strain as you push the insert in. Sew back and forth a few times there. Prewash any fabric you plan to wash later too, or the cover may shrink and leave the insert squeezed tightly inside.

Frequently asked questions

What size pillow cover do I need for an 18 x 18 insert?

For a plump fit, make a cover that finishes at 17 x 17 in. With 1/2 in seams, you cut an 18 x 18 in front and two 18 x 12 1/2 in backs for an envelope closure.

How much fabric do I need for an 18 x 18 pillow?

One envelope cover takes 7/8 yard of 42 in fabric. The chart above shows the amounts for other insert sizes, and the calculator handles several covers at once.

Should a pillow cover be bigger or smaller than the insert?

Smaller. A cover about 1 in smaller than the insert will look plump, while a cover the same size can look flat over time.

How much should an envelope pillow overlap?

Between 4 and 6 in is common for small pillows. Use more for large pillows or heavily used ones, since a larger overlap stops the back from gaping.

What are the common pillow insert sizes?

Common square sizes are 12, 14, 16, 18, 20, 22, 24 and 26 in. Popular lumbar sizes are 12 x 20 in and 14 x 24 in.

Sources and method

The plump fit of about 1 in follows common guidance in sewing tutorials, and envelope construction follows the standard method, as shown in Clover’s envelope pillow chart. Patterns vary in their overlap, so back sizes can differ. Fabric layout is our own arithmetic, using rows across the fabric width. Worked examples are checked by our automated tests.

Figures last checked .

Use this tool on your site

You’re welcome to embed the Pillow Cover Calculator on your blog, guild page or class notes. Please keep the credit link, because that’s how other quilters find the full version.

Cite this tool

Bee’s Quilt Shop (2026). Pillow Cover Calculator. The Quilting Bee Toolbox. https://beesquiltshop.com/toolbox/pillow-cover-calculator/ (accessed November 5, 2026).

This tool gives estimates for planning. Measure your own project, and check your first cuts before you cut all of your fabric. Fabric widths, shrinkage and seam allowances vary.